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大新簡易開戶搶中小企客

大新銀行(2356)表示,因應中小企開戶難問題,該行推出「328營商理財」,提供簡易開戶、全面理財服務,該行產品部總經理及主管鄧子健希望,新增公司客戶數目按年上升50%,短期目標希望可達1萬家港資中小型客戶。

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恒生貸款減值升19%  增派股息

恒生去年非利息收入受累投資環境欠佳,按年下跌16%至83.45億元,貸款減值提撥亦大增19%至13.13億元。不過,恒生全年派息增至6.1元,高於前年的5.7元(不計及特別股息3元)。

恒生副董事長兼行政總裁李慧敏指,集團盈利倒退仍增派息,是考慮到資本情況、業務需求、監管要求及盈利等因素,未來派息政策仍會繼續以上述考慮為依歸,又指目前資本水平相當穩健,暫未再有出售其他資產的計劃。

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股評人何車再籲買大新金融等派特息

大新金融PE的吸引力不過爾爾,但有特殊情況,就是去年半年結算後出售港澳人壽保險業務,售價80億元,估計帶來利潤40億元(每股11.9元),公司已明言會派發特別股息。假設派發盈利的一半,亦即出售業務售價的25%,每股大約可派6元,相等於股價逾一成。每股特息若逾6元,可視作意料之外之喜。

連結

東亞少賺32% 內地業務蝕4.6億

旗下東亞中國去年淨虧損4.61億元,為2007年在內地註冊成立以來首次「見紅」,主要是為不良貸款作大額撥備,東亞的中國業務減值貸款比率由2.44%升至2.64%,去年更需要注入10億元人民幣資本。

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China’s HNA snaps up 3% stake in Deutsche Bank

HNA Capital, the conglomerate’s financial services arm, said that the Deutsche stake was part of its asset management growth strategy, adding: “Consistent with this strategy as well as our obligations under shareholding disclosure rules in Germany, we today disclosed a 3.04 per cent passive stake in Deutsche Bank. Any further inferences with respect to the nature of this investment or our future intentions are purely speculative.”

C-Quadrat, the asset manager through which HNA acquired and holds its stake in Deutsche, said that the conglomerate considered the bank a “very attractive investment” and wanted to “support the bank and its management as an anchor investor”.

“We have full faith in the management and will watch its future steps very carefully, and support them where necessary as a shareholder,” he said, adding that the conglomerate did not rule out a “moderate” increase in its stake, but had no intention of going above 10 per cent.

花旗重申看好港銀 慢加息期初中段利好

花旗表示,美國加息周期料可維持經年,而港銀今年以來已跑贏亞洲同業,而加息周期初和中段最有利銀行,特別是中銀香港(2388)和恒生(11),目前加息步伐顯著慢於1994、1999和2004年的周期,故評估影響需要2-5年期的目光,港銀流動性和資本充足,淨息差有利,重申行業正面看法。

花旗預料,2017-20年每年加息僅50點子,較過去的1.75-2.8厘為慢,予借貸者時間調整和降杆桿;而中國流向香港的資金潮若持續,將續提供流動性;且大型港銀核心一級資本比率高達14-17%,位處行業前列;股市和樓市杆槓杖也料不高,風險相對低。該行最看好中銀香港(2388)。

‪China’s Wanda circles Postbank in search of European bank assets

The Beijing-based group led by China’s richest man is actively looking at several European financial institutions, three people familiar with the matter said. Postbank — which has been put up for sale by Deutsche Bank — was among the institutions on Wanda’s list, according to two of those people.

The company’s hunt for financial assets was at an early stage and so far there has been no official approach to Deutsche, said the people.


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中銀賣集友 券商料今年有望再派特別息

據悉出售已取得監管機構批准,中銀今年有望再派特別股息,惟金額應較去年所派少得多,料派0.2至0.3元。消息謂,外管局雖嚴控資金跨境流出,但交易真實,買家又具地方政府背景,故滙款審批應無大礙。

連結

Nobody's Scared of Hong Kong's Mortgage War

Bloomberg: The interest-rate spread of Hong Kong lenders over their funding costs is the highest since the financial crisis

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Trump's Rule-Slashing Is Bad News for Europe's Banks

Europe's finance firms risk becoming irrelevant if they cede too much market share to their U.S. counterparts. Trump's dismantling of Dodd-Frank looks likely to give U.S. banks more capital to commit to winning business at a time when European firms are still trying to improve their balance sheets.

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中資焗捱貴息境外融資

內地嚴控資金外流,很多企業難以滙款至境外償還外債。多間銀行界指,中資企業於海外子公司,再難靠母企打錢出外還債,其境外貸款到期後多予以續期再融資,但美息及對沖費用趨升,均令外幣借貸成本增加,變相令企業焗捱貴息。

連結

卡塔尔投资局近日出售少量农行H股股份 三个月内第二度减持

资料显示,卡塔尔投资局于1月27日以平均每股3.26港元出售农行383.7万股H股,涉资约1,251万港元;本次减持后,其持股比例由12%降至11.99%。

卡塔尔投资局上一次申报减持农行股为去年11月1日,当时按平均每股3.317港元出售360.9万股H股,涉资约1,197万港元;卡塔尔投资局原本持有农行H股的13%股份。

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